Hillary Bonner, 36, a bartender on St. John on the United States Virgin Islands, said that most of her friends worked in boating or hospitality, and that nearly everything else was staked on the fates of those fields, too. “Without tourism, you don’t need 10 policemen, you need two,” said Ms. Bonner, who has been staying in New York, waiting to be allowed to return to the heavily battered island. “You don’t need three banks, you need one.”

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The hurricane stripped trees in Condado and knocked out Puerto Rico’s entire power grid.

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Erika P. Rodriguez for The New York Times

In the Caribbean region, travel and tourism account for a higher share of the gross domestic product than they do in any other region of the world, according to the World Travel and Tourism Council, and officials say it is far too soon to know when the industry will fully recover.

At stake are some of the more than 2.3 million travel and tourism-related jobs in the region. According to the Caribbean Tourism Organization, almost 30 million tourists visited the area in 2016 and spent more than $35 billion. But as officials race to restore power and begin rebuilding basic services, the precise fallout to the tourism industry is uncertain.

Some islands, like St. Kitts, appeared to be barely touched; others, like Barbuda, part of the two-island state of Antigua and Barbuda, were nearly destroyed.

Maria Blackman, a spokeswoman for the Antigua and Barbuda Tourism Authority, said that many hotels were closed during the off-season in September anyway, a common time for annual renovations. The cruise ports and airport remain open.

“On Antigua, we opened back up pretty much the next day,” she said.

But in the United States Virgin Islands, the damage was so widespread that visitors were told to cancel any planned trips, Beverly Nicholson-Doty, the commissioner of tourism, said.

“We are encouraging travelers to postpone trips to the islands at this time and are sparing no effort to rebuild communities and restore essential services so we can welcome travelers back to our islands in the months ahead,” Ms. Nicholson-Doty said in an email.

For most British Virgin Islands, tourism workers — many of them expatriates from the Caribbean or other parts of the world — the only certainty now is uncertainty.

Trisha Paul, who works as a waitress at Treasure Isle Hotel in the capital of Road Town, said she was unsure what she would do to make a living until tourists return.

“I don’t know,” she shrugged. “Just waiting to get word from the boss as to what is going to happen now. But right now we don’t have any work for waitresses.”

A native of Grenada, she said she fell into the profession largely by chance when she moved to the B.V.I. last year after studying psychology in Cuba. Now she is considering returning home.

“But I’m kind of confused right now between two minds, waiting and watching,” she said. “The hurricane season is still on. I leave here and I go back home, the next hurricane could — bam!”

Robertico Croes, associate director of the Dick Pope Sr. Institute for Tourism Studies at the University of Central Florida, said he did not expect that the Caribbean, over all, would lose tourists. Visitors will simply visit those islands that were untouched by the hurricanes and steer clear of those that were damaged, he said.

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Clearing fallen trees in Guaynabo, P.R. Before the hurricanes, the island was already in deep financial distress.

Credit
Erika P. Rodriguez for The New York Times

“I don’t imagine St. John for the next couple of years would be able to do anything with regard to tourism,” he said, noting that the damage was particularly crippling there. “For Puerto Rico, it’s less severe.”

It does not appear that way to residents there, though. Before the hurricanes, which severely damaged the power grid across the entire island, Puerto Rico was already in deep financial distress, impoverished and debt-laden. The island carries $74 billion in debt and declared a form of bankruptcy in May. Its finances are being overseen by a federal control board.

Alfredo Gómez, 42, the longtime owner of El Farol, a food kiosk in the popular beachside area just east of San Juan’s airport, said he had seen slumps over the last 20 years. But he had not seen the roof of his place blow off. That, he said, had left him wondering this time whether it was even worth giving it another go.

“I was tempted to not even come back here to make repairs,” Mr. Gómez said from the rooftop of his restaurant. “What if nobody comes?”

The restaurant was open on Friday making fritters, mostly feeding the employees who had come to clean up. “Tell the people, the tourists, to keep supporting us like they always have,” he said. “All of this area — Cuba, the Dominican Republic, Puerto Rico — lives off tourism. We can try to survive with business from the locals, but it’s with tourists that we live.”

Clarisa Jimenez, the president and chief executive of the Puerto Rico Hotel and Tourism Association, was supposed to be preparing for her industry’s biggest event beginning on Tuesday, its splashy annual convention and gala at the InterContinental San Juan, a luxury resort on a white sand beach.

Instead, she was sifting through the wreckage of her office in San Juan.

“My office was destroyed — I’m surprised the phone rang,” she said on Friday, describing the broken windows, strewn papers and soggy floors around her. The convention was hastily postponed to December. “It’s hard to even guess when things will get back to normal. But tourism is one of the industries that we need to help us overcome.”

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